Pay less, keep more
We’re lowering the costs of our LifeStrategy® funds
Learn more about changes to LifeStrategy®
Why choose LifeStrategy®?
Funds and model portfolios
Both built by experts – you choose which solution best suits your clients’ needs.
Highly diversified
With up to 30,000 shares and bonds in each LifeStrategy® fund or Model Portfolio (1). All built using Vanguard’s leading index funds.
Low cost
From 0.20% to 0.23% across our range of LifeStrategy® funds and Model Portfolios.
We’re lowering the costs of our LifeStrategy® range even further this year.
Long term, strategic asset allocation
Combining nearly 50 years’ experience in high quality fixed income with the performance potential of equities.
Supporting materials
Co-brandable, client-facing documents to help in conversations with your clients. Plus quarterly reports and webinars.
(1) Source: Vanguard, data as of 31 December 2025
What is a LifeStrategy® fund?
Our LifeStrategy® range offers a simple way to invest in the global markets.
Each LifeStrategy® fund uses Vanguard’s index funds as building blocks. So your client gets a diverse portfolio at low cost.
Two fund ranges to choose from: our regular LifeStrategy® range for a UK tilt or our LifeStrategy® Global range for a more internationally diversified portfolio.
Decide which mix of equities and fixed income best suits your client’s risk profile and investment time horizon.
We maintain the target mix of equities and bonds, so you do not have to manually monitor and rebalance your client’s portfolio.
Home bias or global exposure?
Our LifeStrategy® Global range invests in the UK in line with its share of global share and bond markets.
The regular LifeStrategy® fund range features a higher proportion in UK equities (up to 25%) and UK bonds (up to 35%). We are making changes to this UK exposure from March 2026.
5 asset mixes to choose from
Each fund has a different equity-to-bond mix. This is so you can cater to clients with different risk profiles and time horizons.
LifeStrategy® 20%
LifeStrategy® 40%
LifeStrategy® 60%
LifeStrategy® 80%
LifeStrategy® 100%
Brochure and client-facing documents
Learn more with our brochure for professionals and show your clients the value of LIfeStrategy® with our asset allocation chart.
LifeStrategy® Professional Brochure
Find out more about Vanguard's LifeStrategy® range.
Tactical asset allocation or a LifeStrategy® Fund?
Show your clients how LifeStrategy® compares to individual asset class performance.
Risk ratings for LifeStrategy® funds
If you'd like to read more about how the LifeStrategy® range has been rated, you can access the risk ratings here:
29 January 202629 Jan 2026
LifeStrategy® quarterly update - 2026 Q1
Join Vanguard experts to discover the market forces shaping LifeStrategy and multi-asset portfolios in today’s evolving market and beyond.
Madison McCall and Gillian Hepburn
Compare LifeStrategy® funds and Model Portfolios
See how our funds and model portfolios compare to understand which might be right for your clients.
Vanguard LifeStrategy funds | Vanguard LifeStrategy Global funds | Vanguard LifeStrategy MPS Classic | Vanguard LifeStrategy MPS Global | |
|---|---|---|---|---|
Structure | Single fund | Single fund | Model portfolio of up to 15 funds | Model portfolio of up to 15 funds |
Portfolio rebalancing | Daily | Daily | Quarterly | Quarterly |
Costs | OCF(1) of 0.22%. Reducing to 0.20% from 27 January 2026. | OCF (1) of 0.20% | All-in cost of 0.20% to 0.23%(2). Reducing to an estimated 0.17%–0.18% from June 2026. | All-in cost of 0.22 % to 0.23%(2). Reducing to an estimated 0.17%–0.18% from June 2026. |
Number of Risk Profiles | 5 | 5 | 5 | 5 |
Key features | •Globally diversified with a tilt towards UK equities and fixed income. •Simple, all-in-one solution. | •Matches global market capitalisation for a globally diversified portfolio. •Simple, all-in-one solution. | •Globally diversified with a tilt towards UK equities and fixed income. •Rebalancing of holdings is taken care of at client account level. | •Matches global market capitalisation for a globally diversified portfolio. •Rebalancing of holdings is taken care of at client account level. |
Tilt to UK equities and bonds |
(1) As at 31 December 2025. The Ongoing Charges Figure (OCF) covers the fund manager’s costs of managing the fund. It does not include dealing costs or additional costs such as audit fees.
(2) As at 31 December 2025. All-in costs include Ongoing Charges Figures (OCF) and an annual portfolio management fee that covers the discretionary management of the managed portfolio service, ongoing oversight, and regular rebalancing of the portfolios. The portfolio management fee is exclusive of VAT and any adviser, platform, or dealing charges. The OCF covers the fund manager’s costs of managing the fund. It does not include dealing costs or additional costs such as audit fees. The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.
The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.
Also available as model portfolios
Some of your clients will like the simplicity of a single fund but others may benefit from a model portfolio. That’s why LifeStrategy® is available in both.
LifeStrategy® Model Portfolios
You focus on your clients while we take care of portfolio construction.
