Why choose LifeStrategy®?
Funds and model portfolios
Both built by experts – you choose which solution best suits your clients’ needs.
Highly diversified
Over 6,000 shares and bonds in each LifeStrategy® fund or Model Portfolio (1).
Low cost
From 0.20% to 0.23% across our range of LifeStrategy® funds and Model Portfolios.
Help with your client reviews
Co-brandable, client-facing documents to help in conversations with your clients.
Market commentary
Quarterly reports and webinars to review LifeStrategy® performance and the outlook for equities and bonds.
(1) Data as of 31 July 2025
What is a LifeStrategy® fund?
Our LifeStrategy® range offers a simple way to invest in the global markets, with 5 multi-asset funds to choose from.
Each LifeStrategy® fund uses Vanguard’s index funds as building blocks. So your client gets a diverse portfolio at low cost.
You just need to decide which mix of equities and fixed income best suits your client’s risk profile and investment time horizon.
We maintain the target mix of equities and bonds, so you do not have to manually monitor and rebalance your client’s portfolio.
LifeStrategy® funds have a tilt towards UK equities and bonds, helping reduce currency exposure for UK-based clients.
5 LifeStrategy® funds
Each fund has a different equity-to-bond mix. This is so you can cater to clients with different risk profiles and time horizons.
LifeStrategy® 20% Equity Fund
LifeStrategy® 40% Equity Fund
LifeStrategy® 60% Equity Fund
LifeStrategy® 80% Equity Fund
LifeStrategy® 100% Equity Fund
Client-facing documents
Use these co-brandable documents in your client meetings to explain the benefits and features of our LifeStrategy® range.
Tactical asset allocation or a LifeStrategy® Fund?
Show your clients how LifeStrategy® compares to individual asset class performance.
Vanguard LifeStrategy® funds
A client-friendly explanation of our LifeStrategy® Fund range.
06 November 202506 Nov 2025
LifeStrategy quarterly update – 2025: Q3
Hear about LifeStrategy performance drivers in the quarter, a review of factors driving market returns and the future outlook for equities and bonds.
Madison McCall, Investment Product Manager, Vanguard Europe and Claire Hsu, Investment Product Specialist, Vanguard Europe
Also available as model portfolios
Some of your clients will like the simplicity of a single fund but others may benefit from a model portfolio. That’s why LifeStrategy® is available in both.
LifeStrategy® Model Portfolios
You focus on your clients while we take care of portfolio construction.
Compare LifeStrategy® funds and Model Portfolios
See how our funds and model portfolios compare to understand which might be right for your clients.
Vanguard LifeStrategy® funds | Vanguard LifeStrategy® MPS Classic | Vanguard LifeStrategy® MPS Global | |
|---|---|---|---|
Statement presentation | Single fund | Breakdown of up to 15 underlying funds | Breakdown of up to 15 underlying funds |
Portfolio rebalancing | Daily | Quarterly | Quarterly |
Costs | OCF(1) of 0.22% | All-in cost of 0.20% to 0.23%(2) | All-in cost of 0.22 % to 0.23%(2) |
Number of Risk Profiles | 5 | 5 | 5 |
Key features | • Simple, all-in-one solution | • Client holds up to 15 underlying funds within the portfolio • Rebalancing of holdings is taken care of at client account level | • Client holds up to 15 underlying funds within the portfolio • Rebalancing of holdings is taken care of at client account level |
Tilt to UK equities and bonds |
(1) As at 31 July 2025. The Ongoing Charges Figure (OCF) covers the fund manager’s costs of managing the fund. It does not include dealing costs or additional costs such as audit fees.
(2) As at 31 July 2025. All-in costs include Ongoing Charges Figures (OCF) and an annual portfolio management fee that covers the discretionary management of the managed portfolio service, ongoing oversight, and regular rebalancing of the portfolios. The portfolio management fee is exclusive of VAT and any adviser, platform, or dealing charges. The OCF covers the fund manager’s costs of managing the fund. It does not include dealing costs or additional costs such as audit fees. The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.
The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.
Investment risk information
The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.
Past performance is not a reliable indicator of future results.
Some funds invest in emerging markets which can be more volatile than more established markets. As a result the value of your investment may rise or fall.
Investments in smaller companies may be more volatile than investments in well-established blue chip companies.
The Vanguard LifeStrategy® Funds may invest in Exchange Traded Fund (ETF) shares.
ETF shares can be bought or sold only through a broker. Investing in ETFs entails stockbroker commission and a bid- offer spread which should be considered fully before investing.
Funds investing in fixed interest securities carry the risk of default on repayment and erosion of the capital value of your investment and the level of income may fluctuate. Movements in interest rates are likely to affect the capital value of fixed interest securities. Corporate bonds may provide higher yields but as such may carry greater credit risk increasing the risk of default on repayment and erosion of the capital value of your investment. The level of income may fluctuate and movements in interest rates are likely to affect the capital value of bonds.
The Funds may use derivatives in order to reduce risk or cost and/or generate extra income or growth. The use of derivatives could increase or reduce exposure to underlying assets and result in greater fluctuations of the Fund's net asset value. A derivative is a financial contract whose value is based on the value of a financial asset (such as a share, bond, or currency) or a market index.
For further information on risks please see the “Risk Factors” section of the prospectus on our website.
Important information
For further information on the fund's investment policies and risks, please refer to the prospectus of the UCITS and to the KIID before making any final investment decisions. The KIIDS for this fund is available, alongside the prospectus via Vanguard’s website.
This document is designed for use by, and is directed only at persons resident in the UK.
The information contained in this document is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sell securities in any jurisdiction where such an offer or solicitation is against the law, or to anyone to whom it is unlawful to make such an offer or solicitation, or if the person making the offer or solicitation is not qualified to do so. The information in this document is general in nature and does not constitute legal, tax, or investment advice. Potential investors are urged to consult their professional advisers on the implications of making an investment in, holding or disposing of shares and /or units of, and the receipt of distribution from any investment.
The Authorised Corporate Director for Vanguard LifeStrategy Funds ICVC is Vanguard Investments UK, Limited. Vanguard Asset Management, Limited is a distributor of Vanguard LifeStrategy Funds ICVC.