LifeStrategy® funds

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Five choices for low-cost, uncomplicated access to global equity and bond markets.

Delivering value to investors

To celebrate its 10 year anniversary, we asked advisers to tell us how they believe LifeStrategy has helped deliver more value to investors.

You can hear more from our adviser partners here.

More time back

Free up more time to focus on your clients and your business – and leave the rest to us.

More peace of mind

All-in-one, risk-managed portfolios with broad diversification across global markets built in.

More value to clients

Low maintenance, low fees and consistent performance1 means maximum value for your clients.

LifeStrategy in brief

Vanguard’s LifeStrategy funds apply a number of investment best practices to give you portfolios you can use to add real value for your clients. The portfolios include strategic asset allocation, broad diversification and automatic rebalancing, which carefully balances risk, return and cost.

Global diversification

Up to 22,000 underlying holdings3 ensures broad diversification across equity and bond markets.

Costs

With an annual OCF of 0.22%2, LifeStrategy funds offer low cost access to global markets.

Choice

Choose from five risk profiles based on different equity and bond weightings.

Investment stewardship

We are committed to excellence in investment stewardship. We engage with the management teams of portfolio companies in our multi-asset funds to better understand how they are addressing ESG risks.

2 Source Vanguard. Data as of December 14, 2020. The Ongoing Charges Figure (OCF) covers the fund manager’s costs of managing the fund. It does not include dealing costs or additional costs such as audit fees.

3 This is subject to change.

In the case of our LifeStrategy funds, their outward simplicity is intentional – we handle the inner complexities and difficult decisions on behalf of clients, which is part of their value as an all-in-one investment solution.

Mohneet Dhir, Multi-Asset Product Specialist, Vanguard Europe

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LifeStrategy® 20% Equity Fund

Total Assets

As at 30 Sep 2021

£2.31 B

OCF/TER

0.22%

LifeStrategy® 40% Equity Fund

Total Assets

As at 30 Sep 2021

£8.20 B

OCF/TER

0.22%

LifeStrategy® 60% Equity Fund

Total Assets

As at 30 Sep 2021

£13.19 B

OCF/TER

0.22%

LifeStrategy® 80% Equity Fund

Total Assets

As at 30 Sep 2021

£6.97 B

OCF/TER

0.22%

LifeStrategy® 100% Equity Fund

Total Assets

As at 30 Sep 2021

£3.62 B

OCF/TER

0.22%

Risk ratings

The LifeStrategy range has received risk mappings from a number of third parties. If you'd like to read more about how the fund range has been rated, you can access the risk mappings here:

View our webinars

In celebration of the LifeStrategy funds’ 10th anniversary, we mark a decade of helping advisers deliver more value to their clients in this webinar series.

Why Vanguard for multi-asset investing?

Over 45 years*

LifeStrategy funds are the result of a long history of index and multi-asset investing, which has been driving value for investors since 1975.

£740 billion*

In balanced solutions globally. Vanguard launched its first LifeStrategy fund in 1994, and has grown to become a leading provider of multi-asset funds around the world.

*Source Vanguard. Data as of December 14, 2020.

Four investment principles

We took a stand for investment value in 1975. Ever since, we have stayed true to four guiding principles that we believe create the foundations of investment success:

LifeStrategy funds embody every one of these principles. In one single fund, investors can access a globally diversified portfolio of equities and bonds for an OCF of 0.22%2 per year. All you have to do is decide which of the five risk profiles best suits your client, ranging from 20% to 100% equity allocation.

Important notes

This document is directed at professional investors and should not be distributed to, or relied upon by retail investors.

This document is designed for use by, and is directed only at persons resident in the UK.

The material contained in this document is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sell securities in any jurisdiction where such an offer or solicitation is against the law, or to anyone to whom it is unlawful to make such an offer or solicitation, or if the person making the offer or solicitation is not qualified to do so. The information in this document is general in nature and does not constitute legal, tax, or investment advice. Potential investors are urged to consult their professional advisers on the implications of making an investment in, holding or disposing of [units/shares] of, and the receipt of distribution from any investment.

The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.

The Authorised Corporate Director for Vanguard LifeStrategy Funds ICVC is Vanguard Investments UK, Limited. Vanguard Asset Management, Limited is a distributor of Vanguard LifeStrategy Funds ICVC.

For further information on the fund’s investment policy, please refer to the Key Investor Information Document (“KIID”). The KIID and the Prospectus for this fund is available from Vanguard via our website https://global.vanguard.com/.

The names of the third party organisations and service provides detailed above are provided to prospective investors for reference purposes only. Vanguard Asset Management, Limited makes no representations or warranties as to the suitability or appropriateness of the services they may provide, neither is it a recommendation or advice to use them. Vanguard Asset Management, Limited is not responsible for the content of any external websites accessed from www.vanguard.co.uk.

Issued by Vanguard Asset Management, Limited which is authorised and regulated in the UK by the Financial Conduct Authority.

© 2021 Vanguard Asset Management, Limited. All rights reserved.

1Source: Vanguard Assessment of Value Report. Morningstar. Performance of UK-domiciled value funds relative to Morningstar peer group, including UK, Luxembourg and Ireland-dominated multi-factor (MF) funds and exchange-traded funds (ETFs) (all share classes). Does not include funds that were launched after 30 September 2019. Data between 1/10/2015 and 30/09/2020.

Important risk information:

The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.

For further information on risks please see the “Risk Factors” section of the prospectus on our website.