LifeStrategy® funds and model portfolios
More clarity for your clients
Five choices for low-cost, uncomplicated all-in-one access to global equity and bond markets, available in funds and model portfolios, meaning more time for advisers to spend with their clients.
Delivering value to investors
We asked advisers to tell us how they believe LifeStrategy had helped deliver more value to investors since the fund range launched in 2011.
You can hear more from our adviser partners here.
More time back
Free up more time to focus on your clients and your business – and leave the rest to us.
More peace of mind
All-in-one, risk-mapped funds and model portfolios with broad diversification across global markets built in.
More value to clients
Low maintenance, low fees and consistent performance1 means maximum value for your clients.
Key documents
Latest MPS factsheets
LifeStrategy in brief
Vanguard LifeStrategy applies a number of investment best practices to give you solutions you can use to add real value for your clients. The funds and model portfolios include strategic asset allocation, broad diversification and automatic rebalancing, which carefully balances risk, return and cost.
Global diversification
24,000 underlying holdings2 ensures broad diversification across equity and bond markets.
Costs
With an annual OCF of 0.22%3 for the fund range, and an all-in-cost of 0.21-23%4 for the model portfolio range, LifeStrategy offers low cost access to global markets.
Choice
Choose from five risk profiles based on different equity and bond weightings.
Investment stewardship
We are committed to excellence in investment stewardship. We engage with the management teams of companies in our multi-asset funds and model portfolios to better understand how they are addressing ESG risks.
In the case of LifeStrategy, its outward simplicity is intentional – we handle the inner complexities and difficult decisions on behalf of clients, which is part of their value as an all-in-one investment solution.
More choice and flexibility
LifeStrategy funds
- See a single fund on your statement
- Portfolio rebalances daily
- OCF 0.22%3
- Includes tilt to UK markets
LifeStrategy model portfolio solutions
- See all 15 – 18 funds on your statement
- Portfolio rebalances quarterly
- All-in-cost of 0.21 – 0.23%4
- UK tilt 'Classic' and 'Global' models available
A clear choice
LifeStrategy is available in five different risk-related variations, each with a different balance of equities and bonds. If you'd like to learn more about how the range has been rated, you can access the risk mappings here:
Use our attitude to risk tool
Helping you choose the right solution for your clients
Use our attitude to risk tool to help you find the right solution for your client’s risk profile and document your choice.
Why Vanguard for multi-asset investing?
Over 45 years*
Our LifeStrategy range is the result of a long history of index and multi-asset investing, which has been driving value for investors since 1975.
£750 billion*
In balanced solutions globally. Vanguard launched its first LifeStrategy fund in 1994, and has grown to become a leading provider of multi-asset solutions around the world.
* Source: Vanguard as at 31 December 2020.
Four investment principles
We took a stand for investment value in 1975. Ever since, we have stayed true to four guiding principles that we believe create the foundations of investment success:
1 Source: Vanguard Assessment of Value Report. Morningstar. Performance of UK-domiciled value funds relative to Morningstar peer group, including UK, Luxembourg and Ireland-dominated multi-factor (MF) funds and exchange-traded funds (ETFs) (all share classes). Does not include funds that were launched after 30 September 2019. Data between 1/10/2015 and 30/09/2020.
2 Source: Vanguard. Data as of 31 March 2022. The Ongoing Charges Figure (OCF) covers the fund manager’s costs of managing the fund. It does not include dealing costs or additional costs such as audit fees.
3As at 31 May 2022. The Ongoing Charges Figure (OCF) covers the fund manager’s costs of managing the fund. It does not include dealing costs or additional costs such as audit fees.
4 As at 31 May 2022. All-in costs include Ongoing Charges Figures (OCF) and an annual portfolio management fee that covers the discretionary management of the managed portfolio service, ongoing oversight, and regular rebalancing of the portfolios. The portfolio management fee is exclusive of VAT and any adviser, platform, or dealing charges. The OCF covers the fund manager’s costs of managing the fund. It does not include dealing costs or additional costs such as audit fees.
Investment risk information
The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.
Past performance is not a reliable indicator of future results.
Some funds invest in emerging markets which can be more volatile than more established markets. As a result the value of your investment may rise or fall.
Investments in smaller companies may be more volatile than investments in well-established blue chip companies.
The Vanguard LifeStrategy® Funds may invest in Exchange Traded Fund (ETF) shares.
ETF shares can be bought or sold only through a broker. Investing in ETFs entails stockbroker commission and a bid- offer spread which should be considered fully before investing.
Funds investing in fixed interest securities carry the risk of default on repayment and erosion of the capital value of your investment and the level of income may fluctuate. Movements in interest rates are likely to affect the capital value of fixed interest securities. Corporate bonds may provide higher yields but as such may carry greater credit risk increasing the risk of default on repayment and erosion of the capital value of your investment. The level of income may fluctuate and movements in interest rates are likely to affect the capital value of bonds.
The Funds may use derivatives in order to reduce risk or cost and/or generate extra income or growth. The use of derivatives could increase or reduce exposure to underlying assets and result in greater fluctuations of the Fund's net asset value. A derivative is a financial contract whose value is based on the value of a financial asset (such as a share, bond, or currency) or a market index.
For further information on risks please see the “Risk Factors” section of the prospectus on our website at global.vanguard.com
Important information
This is a marketing communication.
This document is directed at professional investors and should not be distributed to, or relied upon by retail investors.
For further information on the fund's investment policies and risks, please refer to the prospectus of the UCITS and to the KIID before making any final investment decisions. The KIID for this fund is available, alongside the prospectus via Vanguard’s website global.vanguard.com
This document is designed for use by, and is directed only at persons resident in the UK.
The information contained in this document is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sell securities in any jurisdiction where such an offer or solicitation is against the law, or to anyone to whom it is unlawful to make such an offer or solicitation, or if the person making the offer or solicitation is not qualified to do so. The information in this document is general in nature and does not constitute legal, tax, or investment advice. Potential investors are urged to consult their professional advisers on the implications of making an investment in, holding or disposing of shares and /or units of, and the receipt of distribution from any investment.
The Authorised Corporate Director for Vanguard LifeStrategy Funds ICVC is Vanguard Investments UK, Limited. Vanguard Asset Management, Limited is a distributor of Vanguard LifeStrategy Funds ICVC.
Issued by Vanguard Asset Management Limited, which is authorised and regulated in the UK by the Financial Conduct Authority.
© 2022 Vanguard Asset Management Limited. All rights reserved.
Important risk information:
The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.
For further information on risks please see the “Risk Factors” section of the prospectus on our website.