The Vanguard Model Portfolio Service is available through:
- 7IM
- Abrdn Wrap
- Aegon Platform
- Aegon Retirement Choices
- Aviva
- Fidelity Adviser Solutions
- Fundment
- Nucleus
- Quilter
- Transact
- Wealthtime
Why choose LifeStrategy®?
Funds and model portfolios
Both built by experts – you choose which solution best suits your clients’ needs.
Highly diversified
Over 6,000 shares and bonds in each LifeStrategy® fund or Model Portfolio1.
Low Cost
From 0.20% to 0.23% across our range of LifeStrategy® funds and Model Portfolios.
Help with your client reviews
Co-brandable, client-facing documents to help in conversations with your clients.
Market commentary
Quarterly reports and webinars to review LifeStrategy® performance and the outlook for equities and bonds.
1 Data as of 31 July 2025
What is a LifeStrategy® Model Portfolio?
Our LifeStrategy® Model Portfolios give your clients a globally diversified portfolio at low cost. Each LifeStrategy® Model Portfolio is made up of our own index funds.
All the funds in the model portfolio are visible on your platforms – so your client gets a full view of their investments.
We regularly monitor and maintain all the LifeStrategy® model portfolios. They are rebalanced every three months.
Five model asset mixes to choose from, from 20% equity to 100% equity.
Choose from Classic portfolios with a UK focus or Global portfolios for a more internationally diversified portfolio.
UK tilt or global exposure?
The Global portfolios invest in the UK in line with its share of global share and bond markets.
The Classic portfolios feature a higher proportion in UK equities (up to 25%) and UK bonds (up to 35%) than the Global portfolios.
Vanguard LifeStrategy® 60% Equity MPS Classic | Vanguard LifeStrategy® 60% Equity MPS Global | |
|---|---|---|
UK equities | 13.29% | 2.23% |
UK bonds | 12.08% | 2.06% |
Global equities (exc. UK) | 44.69% | 56.42% |
Global bonds (exc. UK) | 27.02% | 37.05% |
Other | 2.92% | 2.23% |
Notes: Model portfolio compositions are as at 30 June 2025. Percentage figures are rounded to the nearest tenth.
Source: Vanguard.
Save time with our Model Portfolio Services
Create an account and add our model portfolios to the platforms you use. We take care of portfolio construction so you can focus on your clients.
Client-facing document
Use this co-brandable document in your client meetings to explain the benefits and features of our LifeStrategy® model portfolios.
Vanguard's LifeStrategy® model portfolios
A client-friendly explanation of our LifeStrategy® model portfolios.
The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.
Risk ratings for LifeStrategy® Model Portfolios
If you'd like to read more about how the LifeStrategy® range has been rated, you can access the risk ratings here:
Further information
Target Market Information
Understanding the Risks
Costs and Charges
Also available as funds
Some of your clients will like seeing the details with a model portfolio but others may benefit from the simplicity of a single fund. That is why LifeStrategy® is available in both.
LifeStrategy® funds
Five choices for low-cost, uncomplicated all-in-one access to global equity and bonds.markets.
Compare LifeStrategy® funds and Model Portfolios
See how our funds and model portfolios compare to understand which might be right for your clients.
Vanguard LifeStrategy® funds | Vanguard LifeStrategy® MPS Classic | Vanguard LifeStrategy® MPS Global | |
|---|---|---|---|
Statement presentation | Single fund | Breakdown of up to 15 underlying funds | Breakdown of up to 15 underlying funds |
Portfolio rebalancing | Daily | Quarterly | Quarterly |
Costs | OCF(1) of 0.22% | All-in cost of 0.21-0.23%(2) | All-in cost of 0.22-0.23%(2) |
Number of Risk Profiles | 5 | 5 | 5 |
Key features | • Simple, all-in-one solution | • Client holds up to 15 underlying funds within the portfolio • Rebalancing of holdings is taken care of at client account level | • Client holds up to 15 underlying funds within the portfolio • Rebalancing of holdings is taken care of at client account level |
Tilt to UK equities and bonds |
(1) As at 31 July 2025. The Ongoing Charges Figure (OCF) covers the fund manager’s costs of managing the fund. It does not include dealing costs or additional costs such as audit fees.
(2) As at 31 July 2025. All-in costs include Ongoing Charges Figures (OCF) and an annual portfolio management fee that covers the discretionary management of the managed portfolio service, ongoing oversight, and regular rebalancing of the portfolios. The portfolio management fee is exclusive of VAT and any adviser, platform, or dealing charges. The OCF covers the fund manager’s costs of managing the fund. It does not include dealing costs or additional costs such as audit fees.
06 November 202506 Nov 2025
LifeStrategy quarterly update – 2025: Q2
Hear about LifeStrategy performance drivers in the quarter, a review of factors driving market returns and the future outlook for equities and bonds.
Madison McCall, Investment Product Manager, Vanguard Europe and Claire Hsu, Investment Product Specialist, Vanguard Europe.
Investment risk information
The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.
Some funds invest in emerging markets which can be more volatile than more established markets. As a result the value of your investment may rise or fall.
Investments in smaller companies may be more volatile than investments in well-established blue chip companies.
Funds investing in fixed interest securities carry the risk of default on repayment and erosion of the capital value of your investment and the level of income may fluctuate. Movements in interest rates are likely to affect the capital value of fixed interest securities. Corporate bonds may provide higher yields but as such may carry greater credit risk increasing the risk of default on repayment and erosion of the capital value of your investment. The level of income may fluctuate and movements in interest rates are likely to affect the capital value of bonds.
The Funds may use derivatives in order to reduce risk or cost and/or generate extra income or growth. The use of derivatives could increase or reduce exposure to underlying assets and result in greater fluctuations of the Fund's net asset value. A derivative is a financial contract whose value is based on the value of a financial asset (such as a share, bond, or currency) or a market index.
Some funds invest in securities which are denominated in different currencies. Movements in currency exchange rates can affect the return of investments.
For further information on the model portfolio(s) risks please see the Understanding the Risks: Vanguard LifeStrategy model portfolio solutions document as well as the “Risk Factors” section of the prospectus of the underlying funds on our website.
For further information on risks please see the “Risk Factors” section of the prospectus on our website.
For further information on the model portfolio risks, please see the "Risk Factors" section of the prospectus of the underlying funds on our website.
Important information
This is directed at professional investors and should not be distributed to, or relied upon by retail investors.
For further information on the fund's investment policies and risks, please refer to the prospectus of the UCITS and to the KIID before making any final investment decisions. The KIID for this fund is available, alongside the prospectus via Vanguard’s website.
For further information on the investment policies and risks of the model portfolio(s), please refer to the prospectus and KIID of the underlying funds before making any final investment decisions. The KIID for each fund is available, alongside the prospectus via Vanguard’s website.
This is designed for use by, and is directed only at persons resident in the UK.
The information contained herein is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sell securities in any jurisdiction where such an offer or solicitation is against the law, or to anyone to whom it is unlawful to make such an offer or solicitation, or if the person making the offer or solicitation is not qualified to do so. The information is general in nature and does not constitute legal, tax, or investment advice. Potential investors are urged to consult their professional advisers on the implications of making an investment in, holding or disposing of shares and /or units of, and the receipt of distribution from any investment.
The Manager of the Ireland domiciled funds may determine to terminate any arrangements made for marketing the shares in one or more jurisdictions in accordance with the UCITS Directive, as may be amended from time-to-time.
For investors in UK domiciled funds, a summary of investor rights is available in English.
For investors in Ireland domiciled funds, a summary of investor rights is available in English, German, French, Spanish, Dutch and Italian.