For a path to retirement
Target Retirement Funds are designed to make investing for retirement simple. By automatically adjusting the amount of equities in the portfolio over time, the funds are designed to take more risk in the early stages of investment in order to generate returns, and reduce that risk as an investor approaches retirement and begins to draw down their savings.
Why Target Retirement Funds?
Goal focused
Our Target Retirement funds are designed to meet specific retirement date goals.
Clarity
A clear glide path for investors approaching and in retirement provides clarity on how client savings are invested.
Low cost
Low fees means investors get to keep more of their returns.
How Target Retirement Funds work
You only need to pick the right fund for your client by selecting the one with the year that is closest to the point they want to retire.
The funds automatically keep a balance of equity and fixed income. At the start, the allocation privileges equity over bonds to prioritise potential returns. As the retirement date approaches, the allocation switches to privilege bonds to avert the risks associated with the volatility of equity.
A selection of funds that match the expected retirement date of your client
