Why choose LifeStrategy®?
Funds and model portfolios
Both built by experts – you choose which solution best suits your clients’ needs.
Highly diversified
With up to 31,000 shares and bonds in each LifeStrategy® fund or Model Portfolio (1). All built using Vanguard’s leading index funds.
Low cost
From 0.17% to 0.20% across our range of LifeStrategy® funds and Model Portfolios.
Long term, strategic asset allocation
Combining nearly 50 years’ experience in high quality fixed income with the performance potential of equities.
Supporting materials
Co-brandable, client-facing documents to help in conversations with your clients. Plus quarterly reports and webinars.
(1) Source: Vanguard, data as of 30 April 2026
What is a LifeStrategy® fund?
Our LifeStrategy® range offers a simple way to invest in the global markets.
Each LifeStrategy® fund uses Vanguard’s index funds as building blocks. So your client gets a diverse portfolio at low cost.
Two fund ranges to choose from: our regular LifeStrategy® range for a UK tilt or our LifeStrategy® Global range for a more internationally diversified portfolio.
Decide which mix of equities and fixed income best suits your client’s risk profile and investment time horizon.
We maintain the target mix of equities and bonds, so you do not have to manually monitor and rebalance your client’s portfolio.
Home bias or global exposure?
Our LifeStrategy® Global range invests in the UK in line with its share of global share and bond markets.
The regular LifeStrategy® fund range features a higher proportion in UK equities. From June 2026 we reduced home bias of our regular range:
- Fixed Income: The UK exposure for the fixed income part of the portfolio decreased from 35% to approximately 20%.
- Equities: The UK exposure for the equity portion of the portfolio decreased from 25% to approximately 20%.
5 asset mixes to choose from
Each fund has a different equity-to-bond mix. This is so you can cater to clients with different risk profiles and time horizons.
LifeStrategy® 20%
LifeStrategy® 40%
LifeStrategy® 60%
LifeStrategy® 80%
LifeStrategy® 100%
Client-facing documents
Ready to share materials to support your client conversations.
Brochure
Vanguard's LifeStrategy® funds
A client-friendly explanation of our LifeStrategy® funds
Quarterly fund reports
Full range report
Factsheets
Risk ratings for LifeStrategy® funds
If you'd like to read more about how the LifeStrategy® range has been rated, you can access the risk ratings here:
On demand
LifeStrategy quarterly update | Q2 2026
Webinar
Our investment experts discuss recent market developments, the outlook for multi-asset investors and what lies ahead for the remainder of 2026.
Madison McCall, Claire Hsu and Laurie Nicholson
Compare LifeStrategy® funds and Model Portfolios
See how our funds and model portfolios compare to understand which might be right for your clients.
(1) As at 27 January 2026. The Ongoing Charges Figure (OCF) covers the fund manager’s costs of managing the fund. It does not include dealing costs or additional costs such as audit fees.
(2) As at 17 June 2026. All-in costs include Ongoing Charges Figure (OCF) and Annual Management Charge (AMC) that covers the discretionary management of the managed portfolio service, ongoing oversight, and regular rebalancing of the portfolios. The portfolio charge is exclusive of VAT and any adviser, platform, or dealing charges. The OCF covers the AMC together with administration, audit, depository, legal, registration and regulatory expenses incurred in respect of the underlying funds. The managed portfolio service OCF, is created by weighting and combining the underlying fund OCFs. It excludes transaction or dealing costs of the underlying funds.
The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.
Also available as model portfolios
Some of your clients will like the simplicity of a single fund but others may benefit from a model portfolio. That’s why LifeStrategy® is available in both.
LifeStrategy® Model Portfolios
You focus on your clients while we take care of portfolio construction.
Investment risk information
The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.
Past performance is not a reliable indicator of future results.
Some funds invest in emerging markets which can be more volatile than more established markets. As a result the value of your investment may rise or fall.
Investments in smaller companies may be more volatile than investments in well-established blue chip companies.
The Vanguard LifeStrategy® Funds may invest in Exchange Traded Fund (ETF) shares.
ETF shares can be bought or sold only through a broker. Investing in ETFs entails stockbroker commission and a bid- offer spread which should be considered fully before investing.
Funds investing in fixed interest securities carry the risk of default on repayment and erosion of the capital value of your investment and the level of income may fluctuate. Movements in interest rates are likely to affect the capital value of fixed interest securities. Corporate bonds may provide higher yields but as such may carry greater credit risk increasing the risk of default on repayment and erosion of the capital value of your investment. The level of income may fluctuate and movements in interest rates are likely to affect the capital value of bonds.
The Funds may use derivatives in order to reduce risk or cost and/or generate extra income or growth. The use of derivatives could increase or reduce exposure to underlying assets and result in greater fluctuations of the Fund's net asset value. A derivative is a financial contract whose value is based on the value of a financial asset (such as a share, bond, or currency) or a market index.
For further information on risks please see the “Risk Factors” section of the prospectus on our website.
Important information
For further information on the fund's investment policies and risks, please refer to the prospectus of the NURS and to the KII before making any final investment decisions. The KII for this fund is available, alongside the prospectus on our website.
This document is designed for use by, and is directed only at persons resident in the UK.
The information contained in this document is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sell securities in any jurisdiction where such an offer or solicitation is against the law, or to anyone to whom it is unlawful to make such an offer or solicitation, or if the person making the offer or solicitation is not qualified to do so. The information in this document is general in nature and does not constitute legal, tax, or investment advice. Potential investors are urged to consult their professional advisers on the implications of making an investment in, holding or disposing of shares and /or units of, and the receipt of distribution from any investment.
The Authorised Corporate Director for Vanguard LifeStrategy Funds ICVC is Vanguard Investments UK, Limited. Vanguard Asset Management, Limited is a distributor of Vanguard LifeStrategy Funds ICVC.