Why choose LifeStrategy®?
Funds and model portfolios
Both built by experts – you choose which solution best suits your clients’ needs.
Highly diversified
With up to 31,000 shares and bonds in each LifeStrategy® fund or Model Portfolio (1). All built using Vanguard’s leading index funds.
Low cost
From 0.17% to 0.20% across our range of LifeStrategy® funds and Model Portfolios.
Long term, strategic asset allocation
Combining nearly 50 years’ experience in high quality fixed income with the performance potential of equities.
Supporting materials
Co-brandable, client-facing documents to help in conversations with your clients. Plus quarterly reports and webinars.
(1) Data as of 30 April 2026.
What is a LifeStrategy® Model Portfolio?
Our LifeStrategy® Model Portfolios give your clients a globally diversified portfolio at low cost. Each LifeStrategy® Model Portfolio is made up of our own index funds.
All the funds in the model portfolio are visible on your platforms – so your client gets a full view of their investments.
We regularly monitor and maintain all the LifeStrategy® model portfolios. They are rebalanced every three months.
Five model asset mixes to choose from, from 20% equity to 100% equity.
Choose from Classic portfolios with a UK focus or Global portfolios for a more internationally diversified portfolio.
Reduced home bias for our Classic portfolios
The Global portfolios invest in the UK in line with its share of global share and bond markets. The Classic portfolios feature a higher proportion in UK equities.
From June 2026 we reduced home bias of our LifeStrategy® Classic range:
- Fixed Income: The UK exposure for the fixed income part of the portfolio decreased from 35% to approximately 20%.
- Equities: The UK exposure for the equity portion of the portfolio decreased from 25% to approximately 20%.
This gives UK clients the benefits of increased global diversification, while still meeting their preference for investing in their home market.
Vanguard LifeStrategy 60% Equity MPS Classic | Vanguard LifeStrategy 60% Equity MPS Global | |
|---|---|---|
UK equities | 11.76% | 2.13% |
UK bonds | 7.84% | 1.82% |
Global equities (exc. UK) | 47.04% | 56.67% |
Global bonds (exc. UK) | 31.36% | 37.38% |
Other | 2.00% | 2.00% |
Notes: Model portfolio compositions are as at 17 June 2026. Percentage figures are rounded to the nearest tenth.
Source: Vanguard.
Save time with our Model Portfolio Services
Create an account and add our model portfolios to the platforms you use. We take care of portfolio construction so you can focus on your clients.
LifeStrategy® MPS is available on:
7im, Abrdn Wrap, Aegon Platform, Aegon Retirement Choices, AJ Bell, Aviva, Fidelity Adviser Solutions, Fundment, Nucleus, Quilter, Scottish Widows, Transact and Wealthtime.
Client-facing documents
Ready to share materials to support your client conversations.
Brochure
Vanguard's LifeStrategy® Model Portfolio Service
A client-friendly explanation of our LifeStrategy® Model Portfolio Service.
Quarterly reports
The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.
Adviser documents
Target Market Information
Understanding the risks
Costs and Charges
Risk ratings for LifeStrategy® Model Portfolios
If you'd like to read more about how the LifeStrategy® range has been rated, you can access the risk ratings here:
Compare Vanguard Model Portfolios
See how our model portfolios compare to understand which might be right for your clients.
Vanguard LifeStrategy MPS Classic | Vanguard LifeStrategy MPS Global | Vanguard BlendedLife Dynamic MPS | |
|---|---|---|---|
Management style | Index | Index | Mix of index and active |
Asset allocation style | Asset allocation is set strategically for the long term. | Asset allocation is set strategically for the long term. | Uses long term forecasts to set asset allocation but can adjust that in response to market conditions. |
Manager | Vanguard Asset Management | Vanguard Asset Management | Vanguard Asset Management (with Wellington Management Company as investment adviser) |
Portfolio rebalancing | Quarterly | Quarterly | Quarterly |
Costs | All-in cost of 0.17%-0.18%(1). | All-in cost of 0.17%-0.18%(1). | All-in cost of 0.34% to 0.45%(1) |
Number of risk profiles | 5 | 5 | 5 |
Tilt to UK equities and bonds |
(1) As at 17 June 2026. All-in costs include Ongoing Charges Figure (OCF) and Annual Management Charge (AMC) that covers the discretionary management of the managed portfolio service, ongoing oversight, and regular rebalancing of the portfolios. The portfolio charge is exclusive of VAT and any adviser, platform, or dealing charges. The OCF covers the AMC together with administration, audit, depository, legal, registration and regulatory expenses incurred in respect of the underlying funds. The managed portfolio service OCF, is created by weighting and combining the underlying fund OCFs. It excludes transaction or dealing costs of the underlying funds.
On demand
LifeStrategy quarterly update | Q2 2026
Webinar
Our investment experts discuss recent market developments, the outlook for multi-asset investors and what lies ahead for the remainder of 2026.
Madison McCall, Claire Hsu and Laurie Nicholson
Also available as funds
Some of your clients will like seeing the details with a model portfolio but others may benefit from the simplicity of a single fund. That is why LifeStrategy® is available in both.
LifeStrategy® funds
Five choices for low-cost, uncomplicated all-in-one access to global equity and bonds.markets.
Investment risk information
The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.
Some funds invest in emerging markets which can be more volatile than more established markets. As a result the value of your investment may rise or fall.
Investments in smaller companies may be more volatile than investments in well-established blue chip companies.
Funds investing in fixed interest securities carry the risk of default on repayment and erosion of the capital value of your investment and the level of income may fluctuate. Movements in interest rates are likely to affect the capital value of fixed interest securities. Corporate bonds may provide higher yields but as such may carry greater credit risk increasing the risk of default on repayment and erosion of the capital value of your investment. The level of income may fluctuate and movements in interest rates are likely to affect the capital value of bonds.
The Funds may use derivatives in order to reduce risk or cost and/or generate extra income or growth. The use of derivatives could increase or reduce exposure to underlying assets and result in greater fluctuations of the Fund's net asset value. A derivative is a financial contract whose value is based on the value of a financial asset (such as a share, bond, or currency) or a market index.
Some funds invest in securities which are denominated in different currencies. Movements in currency exchange rates can affect the return of investments.
For further information on the model portfolio(s) risks please see the Understanding the Risks: Vanguard LifeStrategy model portfolio solutions document and Understanding the Risks: Vanguard BlendedLife model portfolio solutions document as well as the “Risk Factors”section of the prospectus of the underlying funds on our website. For third-party funds, please visit the respective provider’s website.
Important information
This is directed at professional investors and should not be distributed to, or relied upon by retail investors.
This is designed for use by, and is directed only at persons resident in the UK.
The information contained herein is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sell securities in any jurisdiction where such an offer or solicitation is against the law, or to anyone to whom it is unlawful to make such an offer or solicitation, or if the person making the offer or solicitation is not qualified to do so. The information is general in nature and does not constitute legal, tax, or investment advice. Potential investors are urged to consult their professional advisers on the implications of making an investment in, holding or disposing of shares and /or units of, and the receipt of distribution from any investment.
The Manager of the Ireland domiciled funds may determine to terminate any arrangements made for marketing the shares in one or more jurisdictions in accordance with the UCITS Directive, as may be amended from time-to-time.
For investors in UK domiciled funds, a summary of investor rights is available in English.
For investors in Ireland domiciled funds, a summary of investor rights is available in English, German, French, Spanish, Dutch and Italian.