Globally there is a vast pool of cash savings – an estimated $51.7 trillion – but too few people put these savings to work in the financial markets. Our research outlines eight policy recommendations to encourage individuals to invest.
The need to shrink the global investing gap is increasingly urgent due to ageing populations, deteriorating public finances and the shift to defined-contribution retirement schemes.
Yet policymakers face complex challenges in designing retail investment systems that foster strong long-term investor outcomes and robust capital markets.
This research paper builds on Vanguard’s decades of research and experience to offer a set of measures intended to support policymakers’ informed decision-making.
By encouraging individuals to invest, we can drive greater financial security for millions of people and build more resilient retail investment systems.
Globally there is a vast pool of cash savings – an estimated $51.7 trillion – but too few people put these savings to work in the financial markets. Our research outlines eight policy recommendations to encourage individuals to invest.
