For more kinds of life
We provide a broad range of multi-asset solutions combining different mixes of equities and bonds. The right one for your client will depend on their investment goals, time horizons and risk appetite.
As an adviser, you can also enjoy the peace of mind that comes from knowing Vanguard is a global leader in providing multi-asset solutions for investors.
Why Vanguard for multi-asset?
More time back
As a one-stop portfolio solution for your clients, multi-asset funds and model portfolios allow you to spend more time focusing on your clients, and less time configuring and managing their portfolios.
More peace of mind
With $1 trillion invested in our multi-asset solutions around the world, we have a proven track record of developing and managing multi-asset portfolios for investors (1).
More value to clients
Low maintenance, low fees and consistent performance, means maximum value for your clients (2).
(1) Vanguard. Data as at 31 December, 2023.
(2) Source: Vanguard Assessment of Value Report. Morningstar. Performance of UK-domiciled value funds relative to Morningstar peer group, including UK, Luxembourg and Ireland-dominated multi-factor (MF) funds and exchange-traded funds (ETFs) (all share classes). Does not include funds that were launched in 2021. Data between 1/10/2017 and 30/09/2022.
Focus on your clients, leave the rest to us
Our research suggests clients greatly value the uniquely human skills advisers offer, as well as their emotional support and guidance through sometimes difficult market conditions.
At the same time, advised clients tend to favour automation for portfolio related tasks such as asset allocation and rebalancing (1).
This is the beauty of our multi-asset solutions. Once you've decided which one suits your client's goals and appetite for risk best, you can leave the portfolio tasks to us, and focus on what they really want from you; your advice and guidance.
(1) Source: Vanguard. See P. Costa and J. E. Henshaw, 2021: ‘Quantifying the investor’s view on the value of human and robo advice.’
Our multi-asset solutions
By spreading investments across assets with different risk and return expectations and characteristics, strategic multi-asset portfolios seek to leverage the benefits of diversification to help investors meet their long-term return objectives.
LifeStrategy®
Available as a fund or model portfolio, LifeStrategy® offers a simple, low-cost way to give your investors access to equity and bond markets around the world. With five different equity-to-bond ratios to choose from, you have the flexibility to suit your individual client’s needs.
More about LifeStrategy® Funds
More about LifeStrategy® Model Portfolios
BlendedLife Dynamic MPS
BlendedLife Dynamic MPS aims to deliver long-term growth by combining index funds and active funds in a range of portfolios.
This offers your clients the potential outperformance of active management with the diversification of low-cost indexing.
Available in five different asset allocations, from 20% equities to 100% equities.
ActiveLife Climate Aware
Vanguard’s ActiveLife Climate Aware funds are designed for investors who want to generate long-term growth from their investments, while allocating assets based on certain ESG considerations.
Target Retirement Funds
Target Retirement Funds are designed to make investing for retirement simple. By automatically adjusting the amount of equities in the portfolio over time, the funds are designed to take more risk in the early stages of investment in order to generate returns, and reduce that risk as an investor approaches retirement and begins to draw down their savings.
Compare multi-asset solutions
LifeStrategy | BlendedLife MPS | ActiveLife Climate Aware | Target Retirement | |
|---|---|---|---|---|
Available as funds | ||||
Available as model portfolios | ||||
Management style | Index | Mix of index and active | Active | Glide path |
Investment manager | Vanguard Asset Management | Vanguard Asset Management (with Wellington Management Company acting as investment adviser) | Wellington Management Company | Vanguard Asset Management |
Risk profiles available | 5 | 5 | 3 | Asset allocation adjusts as target date approaches |
Costs | OCF(1) of 0.20% for funds.
All-in cost of 0.20% to 0.23%(2) for model portfolios., reducing to an estimated 0.17%–0.18% from June 2026 | All-in cost of 0.34% to 0.45%(3) | OCF(1) of 0.48% | OCF(1) of 0.24% |
The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.
(1) As at 27 January 2026. The Ongoing Charges Figure (OCF) covers the fund manager’s costs of managing the fund. It does not include dealing costs or additional costs such as audit fees.
(2) As at 31 December 2025. All-in costs include Ongoing Charges Figures (OCF) and an annual portfolio management fee that covers the discretionary management of the managed portfolio service, ongoing oversight, and regular rebalancing of the portfolios. The portfolio management fee is exclusive of VAT and any adviser, platform, or dealing charges. The OCF covers the fund manager’s costs of managing the fund. It does not include dealing costs or additional costs such as audit fees.
(3) As at 24 February 2026. All-in costs include Ongoing Charges Figures (OCF) and an annual portfolio management fee that covers the discretionary management of the managed portfolio service, ongoing oversight, and regular rebalancing of the portfolios. The portfolio management fee is exclusive of VAT and any adviser, platform, or dealing charges. The OCF covers the fund manager’s costs of managing the fund. It does not include dealing costs or additional costs such as audit fees.
On demand
LifeStrategy quarterly update - 2026 Q1
Webinar
Join Vanguard experts to discover the market forces shaping LifeStrategy and multi-asset portfolios in today’s evolving market and beyond.
Madison McCall and Gillian Hepburn