The story so far...
When Pierre and Alex come to Tina for advice about retirement, it’s soon clear that not everything is settled between them.
Tina: Why don’t you just paint me a rough picture of your financial situation as you see it right now.
Pierre: Yes, of course, so, we’re both still working. I’m a GP in an NHS and Alex is in publishing.
Alex: It’s not as glamorous as it sounds. It’s a scientific publisher.
Pierre: You’re being too modest.
Alex: You’re being too American.
Pierre: It’s a big company and Alex has a very senior position.
Alex: It’s a bit soulless.
Pierre: But it pays very well.
Alex: So it does.
Tina: Well, that is one major benefit. You have family? Dependents?
Pierre: Our daughters, Daisy, she’s fourteen, and Emma’s …
Pierre: So we’ve still got University, weddings, grandchildren... all of those kinds of things. It’s going to be a great time in our lives.
Tina: Lots to look forward to.
Alex: Lots to pay for. And of course we can’t forget my parents.
Pierre: They’re not dependents.
Alex: No, but we need to factor them into any financial plans. Their pensions barely cover them now, let alone, God forbid, if anything happens.
Pierre: They’re still active. Look at your Mum … in the running club, they go on walking holidays. They’re in great shape.
Tina: They sound more active than I am!
Tina: How do you see your retirement?
Pierre: We just want to retire early enough, and with sufficient income, that we can actually enjoy ourselves.