You know you add value...
As an adviser, you know the value you add to your clients’ financial health. But do you always target your efforts to the areas clients most appreciate? And do you always know how best to explain what you do?
Drawing on years of in-depth research, Vanguard's Adviser’s Alpha breaks out the seven critical benefits that advisers offer clients.
The seven key components of Adviser's Alpha
Asset allocation. The overwhelming factor in determining investment performance
Rebalancing. Keeping a portfolio’s risk and return profile on course
Lowering costs. The one factor guaranteed to improve returns
Behavioural coaching. Avoid the costly mistakes of giving in to fear and greed
Tax allowances. Tax-efficiency is key to getting the best results
Spending strategy. Crucial to maintaining the value of a portfolio in retirement
Total return versus income. Making the most of a portfolio for both income and capital